Cardano has flipped on a new layer of compliance tooling for tokenized finance. CIP-0113, a programmable token standard that lets issuers attach KYC checks, transfer limits and freeze-or-seizure rules directly to their assets, went live on mainnet after its 90-commit proposal was merged on Sept. 29, with the Cardano Foundation formally confirming the rollout on Oct. 7, 2026.
Key takeaways
- CIP-0113 went live on Cardano mainnet after merging Sept. 29, announced Oct. 7.
- Issuers can now embed KYC, transfer limits, freeze and seizure controls into tokens.
- The standard targets regulated stablecoins, tokenized funds and bonds.
- No hard fork was needed; the Cardano ledger enforces the rules itself.
- Eternl, GeroWallet, CardanoScan and BloxBean already support the framework.
Cardano Programmable Tokens Target Regulated Finance
Cardano programmable tokens under CIP-0113 are built for assets that need oversight long after they first change hands — think regulated stablecoins, tokenized funds and bonds, according to crypto.news. Rules an issuer selects are checked by the Cardano ledger itself every time a token is transferred, minted or burned, rather than relying on an outside server or a company’s internal dashboard.
