Too Late for Bitcoin, XRP, and NEAR? Wintermute Says Bull Cycle Is Just Starting

Against the backdrop of intense pressure from the U.S. debt market, crypto investors are increasingly asking whether they have missed their chance to enter. According to a fresh report from market maker Wintermute, the answer is clear: it is not too late to buy, because the global bull trend in digital assets is still in the early stages of its cycle.

Still, in the short term, investors in majors like $NEAR and $XRP should prepare for a local breather, as the current three-month altcoin rally has reached a mature phase.

As of October 2026, Bitcoin ($BTC) was up 2.4% for the week, holding at $86,100, showing that the flagship asset still has strong upside potential. Buyers' main achievement was holding the $82,500 level, which has now turned into support. The next target is the $90,000–$95,000 range, where retail investors' euphoric positioning ran into a wall of profit-taking earlier this year.